Kapasu Insurance Services Inc.
  • Home
  • Quotes
    • Auto Quotes >
      • Auto Insurance Quote
      • ATV Insurance Quote
      • Boat Insurance Quote
      • Classic Car Insurance Quote
      • Roadside Assistance Quote
      • Motorcycle Quote
      • RV Insurance Quote
    • Property Quotes >
      • Home Insurance Quote
      • Earthquake Insurance Quote
      • Flood Insurance Quote
      • Landlords Insurance Quote
      • Renters Insurance Quote
    • Business Quotes >
      • Commercial Insurance Quote
      • Business Owners Package (BOP) Insurance Quote
      • Insurance Bond Quote
      • Truckers Insurance Quote
      • Umbrella Insurance Quote
      • Workers Compensation Quote
    • Other Quotes >
      • Cannabis Insurance Quote
      • Critical Illness Insurance Quote
      • Disability Insurance Quote
      • Drone Insurance Quote
      • Event Insurance Quote
      • Travel Insurance Quote
      • Wedding Insurance Quote
  • Service
    • Report a Claim
    • Policy Review
    • Make a Payment
    • Update Contact Info
    • Policy Changes
    • Proof of Insurance
    • Online Documents
  • Insurance
    • Vehicles >
      • Auto Insurance
      • ATV Insurance
      • Boat Insurance
      • Classic Car Insurance
      • Motorcycle Insurance
      • Roadside Assistance
      • RV Insurance
    • Property >
      • Home Insurance
      • Earthquake Insurance
      • Flood Insurance
      • Landlords Insurance
      • Renters Insurance
    • Business >
      • Commercial Insurance
      • Business Owners Package (BOP) Insurance
      • Insurance Bonds
      • Truckers Insurance
      • Umbrella Insurance
      • Workers Compensation
    • Other >
      • Cannabis Insurance
      • Critical Illness Insurance
      • Disability Insurance
      • Drone Insurance
      • Event Insurance
      • Travel Insurance
      • Wedding Insurance
  • About
    • Staff Directory
    • Client Testimonials
    • Refer a Friend
    • Insurance Carriers
    • Agency Photo Gallery
    • Accessibility Statement
    • Blog
    • News
  • Contact
  • Home
  • Quotes
    • Auto Quotes >
      • Auto Insurance Quote
      • ATV Insurance Quote
      • Boat Insurance Quote
      • Classic Car Insurance Quote
      • Roadside Assistance Quote
      • Motorcycle Quote
      • RV Insurance Quote
    • Property Quotes >
      • Home Insurance Quote
      • Earthquake Insurance Quote
      • Flood Insurance Quote
      • Landlords Insurance Quote
      • Renters Insurance Quote
    • Business Quotes >
      • Commercial Insurance Quote
      • Business Owners Package (BOP) Insurance Quote
      • Insurance Bond Quote
      • Truckers Insurance Quote
      • Umbrella Insurance Quote
      • Workers Compensation Quote
    • Other Quotes >
      • Cannabis Insurance Quote
      • Critical Illness Insurance Quote
      • Disability Insurance Quote
      • Drone Insurance Quote
      • Event Insurance Quote
      • Travel Insurance Quote
      • Wedding Insurance Quote
  • Service
    • Report a Claim
    • Policy Review
    • Make a Payment
    • Update Contact Info
    • Policy Changes
    • Proof of Insurance
    • Online Documents
  • Insurance
    • Vehicles >
      • Auto Insurance
      • ATV Insurance
      • Boat Insurance
      • Classic Car Insurance
      • Motorcycle Insurance
      • Roadside Assistance
      • RV Insurance
    • Property >
      • Home Insurance
      • Earthquake Insurance
      • Flood Insurance
      • Landlords Insurance
      • Renters Insurance
    • Business >
      • Commercial Insurance
      • Business Owners Package (BOP) Insurance
      • Insurance Bonds
      • Truckers Insurance
      • Umbrella Insurance
      • Workers Compensation
    • Other >
      • Cannabis Insurance
      • Critical Illness Insurance
      • Disability Insurance
      • Drone Insurance
      • Event Insurance
      • Travel Insurance
      • Wedding Insurance
  • About
    • Staff Directory
    • Client Testimonials
    • Refer a Friend
    • Insurance Carriers
    • Agency Photo Gallery
    • Accessibility Statement
    • Blog
    • News
  • Contact

Kapasu Insurance Services Inc. Blog

Why Do Businesses Need Commercial Insurance In 2020

4/8/2020

3 Comments

 
Picture
Enterprises need business insurance, so the owners do not have to worry about out-of-pocket expenses for damages and legal disputes against the company. Some occurrences can be overwhelming and shocking to everyone in the business, much like the CoronaVirus pandemic right now.
Top Reasons Why Businesses Need Insurance
  1. Business insurance covers potential lawsuits or liability.
    Dissatisfied customers could be everywhere, and this insurance covers the expenditures in case a court proceeding is necessary.
  2. Business insurance aids in replacing the potential loss of income.
    This coverage is when your business is unable to operate due to a peril covered in your contract. It can continue paying your bills and payroll or even keep the company afloat in case of operations interruption.
  3. Compensates employees who are unable to work due to work-related injuries.
    Any injury obtained while on duty and renders the employee unfit to work, should be covered, as well as medical expenditures.
  4. Business insurance can be tailor-fitted to your company’s needs.
    Different types of commercial insurance can cover the specific field that is your business and the probable risks that you should be facing.

Different Industries’ Coverage
  1. Retail Business
    Coverage: Business Income from Dependent Properties and Franchise Upgrade

    Description:  It will help cover loss of business if the third party company that you depend on is the reason why you lose the trade or your operation stops.

  2. Restaurants
    Coverage: Liquor Liability and Temperature Change Insurance

    Description: If a customer causes an accident or a fight after being served alcohol, the restaurant could be at risk for liability. Liquor Liability covers claims in these scenarios. Temperature Change covers any spoilage that could happen in case a refrigerator breaks down. The coverage will take care of the replacement of the goods.

  3. Landscaping and Arborists
    Coverage: Business Income Extension for Off-Premises Operations/Herbicide and Pesticide Insurance

    Description: Business Income Extension for Off-Premises Operations could cover any loss of income due to damaged equipment that does not let you continue with work.

    Herbicide and Pesticide Insurance covers costs for claims of pollution caused by using herbicide or pesticide while doing the job.

  4. Real Estate Business
    Coverage: Employment Practices Liability/Employee Benefits Liability Insurance

    Description: EPL is to cover for claims of harassment, discrimination, and even wrongful termination.

    EBL covers claims of errors or omissions that the company might have committed in the management of the employees.

You have worked hard to build your business. Business insurances help safeguard what was founded by your sweat and tears. The coverage changes as your company expands. Make sure you sit down and review this to make sure your protection is up to date.  

At Kapasu Insurance Services Inc, we put our clients first by offering them policies that they can afford. Having insurance is a necessity nowadays and we're here to help you out. Learn more about our products and services by calling our agency at (760) 995-3853. You can also request a free quote by CLICKING HERE.
3 Comments
Mia Evans link
8/16/2022 12:27:53 am

I like that you talked about how business insurance can also cover any peril that causes your company to halt your operations. I can imagine how convenient that would be when you own a business, since you will not worry about the repairs and expenses to be able to open your shop again as soon as possible. With that in mind, it is worth it to invest in commercial property insurance because you can save your income and profit for other important things while the provider will cover your expenses when things happen.

Reply
Commercial Insurance in Boston link
8/6/2023 10:48:16 pm

Thank you for highlighting the importance of business insurance! Your comprehensive breakdown of the coverage and tailored options for different industries is enlightening. As a business owner, I understand the significance of protecting our hard work and investments. It's crucial to stay updated with our insurance to ensure adequate protection. Your insights have been valuable and will undoubtedly benefit many entrepreneurs. Keep up the great work in providing essential insurance solutions

Reply
insurance broker link
6/17/2024 08:28:37 pm

Engaging an insurance broker can provide numerous advantages when navigating the complexities of insurance policies and coverage.

Reply



Leave a Reply.

    Contact Us

    (760) 995-3853​
    13790 Bear Valley Rd
    Suite 9B
    Victorville, CA 92392
    Click Here to Email Us

    Archives

    July 2024
    June 2024
    May 2024
    April 2024
    March 2024
    February 2024
    January 2024
    December 2023
    November 2023
    October 2023
    September 2023
    August 2023
    July 2023
    June 2023
    May 2023
    April 2023
    March 2023
    February 2023
    January 2023
    December 2022
    November 2022
    October 2022
    September 2022
    August 2022
    July 2022
    June 2022
    May 2022
    April 2022
    March 2022
    February 2022
    January 2022
    December 2021
    November 2021
    October 2021
    September 2021
    August 2021
    July 2021
    June 2021
    May 2021
    April 2021
    March 2021
    February 2021
    January 2021
    December 2020
    November 2020
    October 2020
    September 2020
    August 2020
    July 2020
    June 2020
    May 2020
    April 2020
    March 2020
    February 2020
    January 2020
    June 2019

    Categories

    All
    Auto Insurance
    Business Owner's Package (BOP) Insurance
    Commercial Insurance
    Commercial Property Insurance
    FAQs
    Financial
    Flood Insurance
    Home Insurance
    Insurance
    Local
    Motorcycle Insurance
    Safety
    Workers Compensation

    RSS Feed

Navigation

Homepage
Insurance Quotes
Policy Service
Insurance Products
Contact Us
Agent Login

Connect With Us

Share This Page

Location

Kapasu Insurance Services Inc.​
13790 Bear Valley Rd
Suite 9B
Victorville, CA 92392
(760) 995-3853
Click Here to Email Us
Review Us
Old Town Victorville-Veteran's Memorial-Seventh St-Forrest Ave photo by Mlpearc | CC-BY-SA-3.0 | Website by InsuranceSplash