​Do you ever wonder what happens if your friend drives and crashes your car? It’s safe to assume that maybe he and his car insurance will pay for the damages. But that’s not always the case.

Moreso, lending your car to a friend can be an expensive favor if they get into a car accident. It’s safe to think the accident and resulting costs will fall on your friend’s car insurance policy. Again, it’s not always the case. Therefore, it will fall on your insurance coverage, paying the bills for your friend’s driving setback. 

Car insurance follows the car in most circumstances. So, if someone else drives your car and is unfortunately involved in an accident, your insurance will primarily cover the damages. This means that all claims will go through it until the coverage limits.

​Purchasing the car of your dreams comes with many responsibilities. One is getting insurance. You cannot stop giving it personal modifications and customizations. Common examples are revamping the upholstery and installing new lights. 

These changes can affect your car insurance policy’s amount. So, it’s important to think about the costs. Modified cars have higher risks than cars without changes, and adding more customizations makes them more susceptible to theft. Read about the effects of car improvements on your insurance policy.

Most people realize that they need insurance for their car, but in the excitement of purchasing a vehicle, they may not do as much research as they should. Forgetting this step could lead to serious issues almost as instantly as you drive off with your new car.

Waiting to buy a vehicle until you've determined your insurance needs could save you thousands of dollars, as some vehicles, such as luxury vehicles, have higher insurance rates. While a new car compensation may be affordable, you must factor in auto insurance as part of the overall cost.
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Consider the following key points to protect yourself, your car, and your finances:

​Have you been in a car crash? If so, you may be eligible for compensation. You deserve to know your rights and what steps to take next. Don't get taken advantage of because you don't know your options or have no idea where to start when the time comes. You’ll need to file a suit against the driver who has caused the accident resulting in injuries or property damage.

Whether it’s just a fender bender or something more serious like whiplash, this guide will show you what steps need to be taken after an accident and give some helpful hints on how best to handle the situation.

​By definition, a road trip is an extended trip taken in a motor vehicle. Having a road trip is always a good idea. To unwind, to relax with your family and friends. There are many ways to enjoy the journey. You can prepare for what is about to happen or what may happen.

​If you are currently looking into buying auto insurance, it is best to know all about it. There have been various options when creating a policy for auto insurance. Before finalizing the documents, know which combination of coverages is best for you. 

Listed in this article are auto insurance coverages for you to choose from in 2021:

​Finances are getting harder to get through day by day. Having a car surely adds to expenses because of the regular repair and maintenance that it needs. People tend to do things by themselves instead of getting someone else from a local service shop. Read on to know five easy DIY auto repairs that anyone can do:

Having auto insurance is a driver’s best defense against sudden financial responsibilities. Many unexpected things can happen on the road that can lead to financial problems. These incidents, no matter who’s at fault, will always involve large sums of money. With auto insurance, you are guaranteed financial protection from these unfortunate situations.

Almost every state legally requires drivers to have a minimum amount of car insurance, specifically liability insurance. However, being underinsured would be a grave mistake for every driver. To obtain reliable financial protection, do not settle for less coverage.
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If you’re interested in purchasing comprehensive auto insurance, here are the coverage basics that you need to know. 

​If you're an experienced driver or a beginner, using safe driving techniques will help you avoid a collision. Additionally, the fewer collisions you have, the lower your auto insurance premium will be. Safe driving is a combination of techniques that you can use any time you get behind the wheel.

​Have you ever been caught speeding or driving under the influence? Like it or not, traffic tickets can affect your driving record and will eventually affect your auto insurance rates. Insurance companies may look into your driving records and use these to compute your risk of filing a claim. Insurers perceive drivers with many traffic tickets with a greater risk of encountering an accident.