Kapasu Insurance Services Inc.
  • Home
  • Quotes
    • Auto Quotes >
      • Auto Insurance Quote
      • ATV Insurance Quote
      • Boat Insurance Quote
      • Classic Car Insurance Quote
      • Roadside Assistance Quote
      • Motorcycle Quote
      • RV Insurance Quote
    • Property Quotes >
      • Home Insurance Quote
      • Earthquake Insurance Quote
      • Flood Insurance Quote
      • Landlords Insurance Quote
      • Renters Insurance Quote
    • Business Quotes >
      • Commercial Insurance Quote
      • Business Owners Package (BOP) Insurance Quote
      • Insurance Bond Quote
      • Truckers Insurance Quote
      • Umbrella Insurance Quote
      • Workers Compensation Quote
    • Other Quotes >
      • Cannabis Insurance Quote
      • Critical Illness Insurance Quote
      • Disability Insurance Quote
      • Drone Insurance Quote
      • Event Insurance Quote
      • Travel Insurance Quote
      • Wedding Insurance Quote
  • Service
    • Report a Claim
    • Policy Review
    • Make a Payment
    • Update Contact Info
    • Policy Changes
    • Proof of Insurance
    • Online Documents
  • Insurance
    • Vehicles >
      • Auto Insurance
      • ATV Insurance
      • Boat Insurance
      • Classic Car Insurance
      • Motorcycle Insurance
      • Roadside Assistance
      • RV Insurance
    • Property >
      • Home Insurance
      • Earthquake Insurance
      • Flood Insurance
      • Landlords Insurance
      • Renters Insurance
    • Business >
      • Commercial Insurance
      • Business Owners Package (BOP) Insurance
      • Insurance Bonds
      • Truckers Insurance
      • Umbrella Insurance
      • Workers Compensation
    • Other >
      • Cannabis Insurance
      • Critical Illness Insurance
      • Disability Insurance
      • Drone Insurance
      • Event Insurance
      • Travel Insurance
      • Wedding Insurance
  • About
    • Staff Directory
    • Client Testimonials
    • Refer a Friend
    • Insurance Carriers
    • Agency Photo Gallery
    • Accessibility Statement
    • Blog
    • News
  • Contact
  • Home
  • Quotes
    • Auto Quotes >
      • Auto Insurance Quote
      • ATV Insurance Quote
      • Boat Insurance Quote
      • Classic Car Insurance Quote
      • Roadside Assistance Quote
      • Motorcycle Quote
      • RV Insurance Quote
    • Property Quotes >
      • Home Insurance Quote
      • Earthquake Insurance Quote
      • Flood Insurance Quote
      • Landlords Insurance Quote
      • Renters Insurance Quote
    • Business Quotes >
      • Commercial Insurance Quote
      • Business Owners Package (BOP) Insurance Quote
      • Insurance Bond Quote
      • Truckers Insurance Quote
      • Umbrella Insurance Quote
      • Workers Compensation Quote
    • Other Quotes >
      • Cannabis Insurance Quote
      • Critical Illness Insurance Quote
      • Disability Insurance Quote
      • Drone Insurance Quote
      • Event Insurance Quote
      • Travel Insurance Quote
      • Wedding Insurance Quote
  • Service
    • Report a Claim
    • Policy Review
    • Make a Payment
    • Update Contact Info
    • Policy Changes
    • Proof of Insurance
    • Online Documents
  • Insurance
    • Vehicles >
      • Auto Insurance
      • ATV Insurance
      • Boat Insurance
      • Classic Car Insurance
      • Motorcycle Insurance
      • Roadside Assistance
      • RV Insurance
    • Property >
      • Home Insurance
      • Earthquake Insurance
      • Flood Insurance
      • Landlords Insurance
      • Renters Insurance
    • Business >
      • Commercial Insurance
      • Business Owners Package (BOP) Insurance
      • Insurance Bonds
      • Truckers Insurance
      • Umbrella Insurance
      • Workers Compensation
    • Other >
      • Cannabis Insurance
      • Critical Illness Insurance
      • Disability Insurance
      • Drone Insurance
      • Event Insurance
      • Travel Insurance
      • Wedding Insurance
  • About
    • Staff Directory
    • Client Testimonials
    • Refer a Friend
    • Insurance Carriers
    • Agency Photo Gallery
    • Accessibility Statement
    • Blog
    • News
  • Contact

Kapasu Insurance Services Inc. Blog

Rental Car Insurance: Do You Really Need It?

11/10/2025

0 Comments

 
Picture
Renting a car can feel like a straightforward process—pick a car, sign the agreement, and drive away. But at the rental counter, many travelers pause when the representative asks: “Would you like to add rental car insurance?” Suddenly, what seemed simple becomes confusing. Understanding whether you truly need rental car insurance can help you avoid unnecessary costs or protect yourself from expensive risks.
​
This guide breaks down what rental car insurance covers, when you should consider buying it, and when your existing insurance may already have you covered.

Read More
0 Comments

Safe Driving Pays Off: The Value Of A Clean Driving Record

10/8/2025

0 Comments

 
Picture
Driving safely isn’t just about protecting yourself and others on the road — it also directly impacts your wallet. Whether you’re an experienced driver or just starting out, maintaining a clean driving record can lead to lower insurance premiums, fewer fines, and even job opportunities that require safe driving history.

Insurance companies and employers view your driving record as a reflection of your responsibility behind the wheel. The fewer incidents, tickets, and violations you have, the more trust — and savings — you earn.
​
If you’re a resident of Victorville, CA, where driving is part of everyday life, keeping your record spotless can make a significant difference in both your safety and your financial health. Let’s take a closer look at why safe driving truly pays off.

Read More
0 Comments

What Your Insurance Does If The At-Fault Driver Isn’t Covered

9/29/2025

0 Comments

 
Picture
Imagine this: you’re driving home after a long day, and another driver crashes into your vehicle. When the dust settles, you find out the at-fault driver doesn’t have insurance—or doesn’t have enough to pay for the damage. Unfortunately, this scenario is all too common. According to the Insurance Research Council, about 1 in 8 drivers in the U.S. are uninsured, and many more carry only the minimum coverage.
​
So what happens if you’re in an accident with an uninsured or underinsured driver? That’s where your own insurance steps in.

Read More
0 Comments

Why Adding Drivers To Your Auto Policy Protects You Better

9/8/2025

0 Comments

 
Picture
​Many households share vehicles between spouses, children, or other family members. While it may seem convenient to let anyone in your household drive your car without notifying your insurance company, failing to list all drivers can leave you exposed to serious financial risks. Adding every potential driver to your auto insurance policy ensures that your coverage applies fully when it matters most.

Read More
0 Comments

High-Risk vs. Standard Auto Insurance: What Sets Them Apart?

8/6/2025

0 Comments

 
Picture
When it comes to auto insurance, not all policies—or drivers—are created equal. Insurers classify drivers into different risk categories based on their driving history, insurance record, and other personal factors. This classification affects not only your rates but also the types of policies you're eligible for.
​
Two common categories are standard auto insurance and high-risk auto insurance. Understanding the difference between these two can help you make better coverage decisions and possibly lower your premiums over time.

Read More
0 Comments

State Minimum vs. Full Coverage: What’s Really Protecting Your Car?

7/9/2025

0 Comments

 
Picture
Auto insurance is more than a legal requirement—it’s a financial safety net that protects you, your vehicle, and others on the road. But when it comes to choosing between state minimum and full coverage, many drivers aren't sure what they’re actually getting—or what they’re missing.
​
Whether you're trying to save money or maximize protection, understanding the difference between these two types of policies is essential. Let’s break it down and help you decide what’s right for your situation.

Read More
0 Comments

The Pros And Cons Of Pay-Per-Mile Car Insurance: Is It Right For You?

6/13/2025

0 Comments

 
Picture
Car insurance is a necessary expense for drivers, but it doesn’t always feel fair—especially if you don’t drive often. If you’re a low-mileage driver, you may be overpaying for traditional insurance based on the assumption that you drive more than you actually do. That’s where pay-per-mile car insurance comes in.
​
Also known as usage-based insurance (UBI) or mile-based auto insurance, this innovative model is gaining popularity among drivers who want more flexible and cost-effective coverage.

In this blog, we’ll explain what pay-per-mile insurance is, who it benefits, and break down its pros and cons so you can decide if it's a smart fit for your driving habits.

Read More
0 Comments

Revolutionizing The Road: Recent Advances In EV Battery Tech

5/12/2025

0 Comments

 
Picture
The electric vehicle (EV) revolution is in full swing, and at the heart of this transformation is one critical component: the battery. Advances in EV battery technology are reshaping how we drive, charge, and think about cars. From longer range and faster charging to enhanced safety and sustainability, battery innovations are pushing electric mobility to new heights.
​
But as EVs become more advanced—and expensive—auto insurance plays a more important role than ever. Protecting your vehicle goes beyond clean energy; it’s about financial security, peace of mind, and staying prepared for the unexpected.

Read More
0 Comments

Stranded No More: Why Roadside Assistance Coverage Is A Must-Have

4/9/2025

0 Comments

 
Picture
Modern vehicles may be more reliable than ever, but that doesn’t mean you’re immune to breakdowns, flat tires, or dead batteries. Whether you're commuting to work, running errands, or on a family road trip, car trouble can strike when you least expect it — and leave you stranded, stressed, and scrambling for help. That’s why roadside assistance coverage is one of the smartest and most affordable add-ons you can make to your auto insurance policy.
​
Roadside assistance doesn’t just offer peace of mind — it provides practical, timely solutions that get you back on the road quickly and safely.

Read More
0 Comments

Car Seat Upholstery: Exploring The Most Unusual Materials Used For Seats

3/3/2025

0 Comments

 
Picture
​Car seat upholstery has evolved significantly over the years, moving beyond traditional leather and fabric to embrace innovative and unusual materials. Automakers and designers are constantly seeking new ways to enhance comfort, durability, and sustainability in vehicle interiors. From eco-friendly fibers to high-tech synthetic alternatives, car upholstery has seen some truly remarkable transformations. In this article, we explore some of the most unique materials ever used for car seats and why they are making an impact in the automotive industry.

Read More
0 Comments
<<Previous

    Contact Us

    (760) 995-3853​
    13790 Bear Valley Rd
    Suite 9B
    Victorville, CA 92392
    Click Here to Email Us

    Archives

    July 2024
    June 2024
    May 2024
    April 2024
    March 2024
    February 2024
    January 2024
    December 2023
    November 2023
    October 2023
    September 2023
    August 2023
    July 2023
    June 2023
    May 2023
    April 2023
    March 2023
    February 2023
    January 2023
    December 2022
    November 2022
    October 2022
    September 2022
    August 2022
    July 2022
    June 2022
    May 2022
    April 2022
    March 2022
    February 2022
    January 2022
    December 2021
    November 2021
    October 2021
    September 2021
    August 2021
    July 2021
    June 2021
    May 2021
    April 2021
    March 2021
    February 2021
    January 2021
    December 2020
    November 2020
    October 2020
    September 2020
    August 2020
    July 2020
    June 2020
    May 2020
    April 2020
    March 2020
    February 2020
    January 2020
    June 2019

    Categories

    All
    Auto Insurance
    Business Owner's Package (BOP) Insurance
    Commercial Insurance
    Commercial Property Insurance
    FAQs
    Financial
    Flood Insurance
    Home Insurance
    Insurance
    Local
    Motorcycle Insurance
    Safety
    Workers Compensation

    RSS Feed

Navigation

Homepage
Insurance Quotes
Policy Service
Insurance Products
Contact Us
Agent Login

Connect With Us

Share This Page

Location

Kapasu Insurance Services Inc.​
13790 Bear Valley Rd
Suite 9B
Victorville, CA 92392
(760) 995-3853
Click Here to Email Us
Review Us
Old Town Victorville-Veteran's Memorial-Seventh St-Forrest Ave photo by Mlpearc | CC-BY-SA-3.0 | Website by InsuranceSplash