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Kapasu Insurance Services Inc. Blog

The Pros And Cons Of Pay-Per-Mile Car Insurance: Is It Right For You?

6/13/2025

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Car insurance is a necessary expense for drivers, but it doesn’t always feel fair—especially if you don’t drive often. If you’re a low-mileage driver, you may be overpaying for traditional insurance based on the assumption that you drive more than you actually do. That’s where pay-per-mile car insurance comes in.
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Also known as usage-based insurance (UBI) or mile-based auto insurance, this innovative model is gaining popularity among drivers who want more flexible and cost-effective coverage.

In this blog, we’ll explain what pay-per-mile insurance is, who it benefits, and break down its pros and cons so you can decide if it's a smart fit for your driving habits.

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Why You Should Regularly Review Your Home Insurance Coverage: 6 Key Reasons

6/9/2025

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Purchasing home insurance is a smart and often necessary step to protect your property and financial future. But simply having a policy isn’t enough. Your insurance coverage should evolve along with your home, belongings, and lifestyle. That’s why it’s essential to regularly review your insurance policy—not just when disaster strikes.
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Here are six important reasons why homeowners should schedule routine insurance reviews—and what to look for when they do.

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Ride Smarter: Debunking The Top 5 Motorcycle Insurance Misconceptions

5/26/2025

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Motorcycle insurance is essential for every rider, not just to comply with the law, but to protect yourself, your bike, and your financial future. Unfortunately, misconceptions about what’s covered—and what’s not—can lead riders to make risky or costly decisions. Whether you're new to riding or a seasoned biker, understanding the truth behind common motorcycle insurance myths can help you ride smarter and stay better protected.
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Let’s break down and debunk the top five motorcycle insurance misconceptions.

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The Digital Advantage: How To Elevate Your Business Through Social Media

5/19/2025

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​In today’s connected world, social media is more than just a platform for promotion—it’s a powerful business tool that can boost visibility, build relationships, and drive long-term growth. Whether you're a startup or a seasoned brand, mastering your digital presence can give you a significant edge in a crowded market. From storytelling to sales funnels, social media offers unmatched opportunities to elevate your business and reach your audience where they spend most of their time—online.

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Protect What Matters: The Value Of Personal Property Coverage

5/16/2025

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Your home is more than just a structure—it’s filled with the things that make life meaningful. From furniture and electronics to family heirlooms and clothing, your belongings represent comfort, memories, and financial value. But what happens if a fire, theft, or natural disaster destroys those possessions?
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That’s where personal property coverage comes in. As a standard feature of most homeowners and renters insurance policies, it ensures that your valuables are protected when the unexpected happens. Understanding how this coverage works—and how to make the most of it—can save you stress, money, and heartache.

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Revolutionizing The Road: Recent Advances In EV Battery Tech

5/12/2025

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The electric vehicle (EV) revolution is in full swing, and at the heart of this transformation is one critical component: the battery. Advances in EV battery technology are reshaping how we drive, charge, and think about cars. From longer range and faster charging to enhanced safety and sustainability, battery innovations are pushing electric mobility to new heights.
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But as EVs become more advanced—and expensive—auto insurance plays a more important role than ever. Protecting your vehicle goes beyond clean energy; it’s about financial security, peace of mind, and staying prepared for the unexpected.

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Rolling Deep: Benefits And Challenges Of Riding In A Motorcycle Group

4/28/2025

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​There’s something uniquely thrilling about hitting the open road on a motorcycle — and when you’re riding in a group, that feeling is amplified. Whether it’s a weekend ride with friends or a cross-country journey with your club, group motorcycle riding offers camaraderie, safety in numbers, and unforgettable shared experiences. But group riding also requires coordination, mutual respect, and an understanding of road etiquette to ensure everyone enjoys the ride safely.

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Protect While You Progress: Managing Business Insurance During Growth

4/21/2025

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​Growth is a sign of success for any business — more customers, bigger projects, new hires, and expanded locations. But while growth brings new opportunities, it also introduces new risks and responsibilities. As your business evolves, so should your insurance coverage. What once protected your startup may fall short when your operations scale up. That’s why actively managing your business insurance during periods of growth is essential to long-term success.

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Keys Or A Lease? The Pros And Cons Of Buying vs. Renting A Home

4/14/2025

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​Deciding whether to buy or rent a home is one of the biggest financial and lifestyle choices you’ll make. Both options offer unique benefits and drawbacks, and the right decision often depends on your long-term goals, financial health, and personal circumstances. While owning a home can build equity and offer stability, renting provides flexibility and fewer upfront costs. Here’s a breakdown to help you weigh the pros and cons of each.

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Stranded No More: Why Roadside Assistance Coverage Is A Must-Have

4/9/2025

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Modern vehicles may be more reliable than ever, but that doesn’t mean you’re immune to breakdowns, flat tires, or dead batteries. Whether you're commuting to work, running errands, or on a family road trip, car trouble can strike when you least expect it — and leave you stranded, stressed, and scrambling for help. That’s why roadside assistance coverage is one of the smartest and most affordable add-ons you can make to your auto insurance policy.
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Roadside assistance doesn’t just offer peace of mind — it provides practical, timely solutions that get you back on the road quickly and safely.

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13790 Bear Valley Rd
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Victorville, CA 92392
(760) 995-3853
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