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Kapasu Insurance Services Inc. Blog

The Risks of Being a Motorcycle Rider

7/23/2020

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​There are multiple advantages and conveniences associated with owning and riding a motorcycle. However, it can carry its own set of risks and potential issues. Understanding these risks is vital to becoming a responsible biker and will help you prepare for the unexpected. Here is a list of some of the dangers of being a motorcycle rider.
Accidental Risks
Motorcyclists are at a much higher risk of getting involved in vehicular accidents than car owners. In fact, according to statistics, motorcycles are involved in road accidents 26 times more than cars. Also, people riding in motorbikes who got involved in accidents are five times more likely to sustain injuries. 

Further complicating the matter is that the motorcyclist need not be at fault to get involved in these mishaps. About two-thirds of motorcycle accidents happen because another vehicle violated the right of way of the motorcyclist. Just as scary is that the number of fatalities in motorcycles has steadily increased over the years. 

Unique Issues for Motorcyclists
Multiple issues make motorcycles more prone to getting involved in accidents. With the increased risk for accidents comes a higher possibility of sustaining injuries from road accidents. Here are some of the road issues that are unique for motorcycle riders.
  • Less visibility – Because of their smaller size, motorcycles tend to be obscured from the typical fields of view of other motorists. Because they aren't as visible, especially during poor weather, they are at a higher risk of getting involved in accidents. 

  • More prone to road hazards – A motorcyclist is more prone to getting hurt if they happen to pass by road hazards. Simple contact with barriers, potholes, oil slicks, and other debris can cause a biker to lose control quickly and get hurt. 

  • High speed - Despite their smaller size, motorcycles can run faster than most cars. However, they are more unstable at higher speed rates, which can then result in crashes. This risk even becomes more significant if the rider has little experience in operating motorcycles and unfamiliar with traffic rules. 

Conclusion
There are multiple legitimate safety concerns for those who own or wish to own motorcycles. While none can predict when accidents may happen, practicing safe riding techniques and getting insurance can be very helpful for bikers.

At Kapasu Insurance Services Inc., we put our clients first by offering them policies that they can afford. Having insurance is a necessity nowadays and we're here to help you out. Learn more about our products and services by calling our agency at (760) 995-3853. You can also request a free quote by CLICKING HERE.
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