How Commercial Insurance Protects Your Business Against Pandemic Scams

​While everyone’s struggling with the coronavirus pandemic, some have managed to make the most out of these trying times to scam people. Their targets: unsuspecting business owners and people who are unaware of their tactics. Here are ways to protect your business against pandemic scams.

1. Real vs. Scam Contact Tracers
   Contact tracers personally contact people to track the spread of COVID-19. Scammers take advantage of this by getting your personal information, including your birthday, your parents' and sibling names, and more. With this information at hand, they can use this to access delicate information online to scam you. Always look for health worker's IDs and never divulge personal information unless necessary.
   
   
2. Be Wary of Test Kits, Medicines & Ads For COVID-19
   It's common to see ads regarding test kids, devices, drugs, or treatments for COVID-19 in social media, emails, and various online sites. Always check if the product is FDA approved. Some scammers may try to sell you items you don't need in your business, like a fumigating machine, an unregulated disinfectant, diluted alcohol or disinfectants, etc. 
   
   
3. Screen Emails from WHO and CDC
   Read emails that come only from reliable sites like usa.gov/coronavirus or coronavirus.gov. If you receive weird emails with links, don’t click them. These links may lead to malicious software and can destroy your computer’s data. 
   
   
4. Donations Should Be Forwarded Directly
   Some scammers pose as agencies and groups soliciting donations for medical front liners, hospitals, medical institutions, or coronavirus research. You should learn how to check if the email or letter is from a scammer or not. Check the name, company, and contact information stated in the letter or email. Never donate cash, gift cards or send money through the bank or by check. If you're interested in contributing, contact your local hospital, hospice care, or charitable institution.  

Conclusion
Your commercial insurance policy can help protect your company from cyber scams and other threats. Talk to an agent to find out more about your coverage. If you have existing commercial insurance, update this irregularly according to your needs. Times have changed, so make sure that your commercial insurance works for you.

At Kapasu Insurance Services Inc., we aim to provide comprehensive insurance policies that make your life easier. We want to help you get the insurance that fits your needs. You can get more information about our products and services by calling our agency at (760) 995-3853. Get your free quote today by CLICKING HERE.