Discounts That Motorcycle Insurance Offers

When someone owns a motorcycle and plans to take it on public roads, they have financial responsibility. It means that the motorcycle owner could be liable for accidents, damages, and injuries. Purchasing motorcycle insurance could help alleviate that burden. 
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Motorcycle insurance is a safety net for the motorcycle owner since it could give peace of mind to the owner when an unfortunate mishap happens. It also protects the owner from incurring losses and out-of-pocket expenses. Consequently, there are ways to utilize discounts when purchasing motorcycle insurance: 

1. Supplement the motorcycle insurance policy with another one 
   A policyholder can have a multi-policy discount. The policyholder adds the motorcycle insurance policy to other policies owned, such as auto or home insurance. The policyholder can get this by bundling the policies he or she holds with the same company. 
   
   
2. Complete a motorcycle safety course
   After completing a motorcycle safety course, there could be a motorcycle safety discount of at least 5%. It could help lessen the cost to be incurred in purchasing insurance. The courses available are in the Motorcycle Safety Foundation for each state. 
   
   
3. Have a good record of driving and riding a motorcycle 
   When the motorcycle owner has a good driving and riding record, he or she could have a safe rider discount. It means that for three to five years, he or she has no traffic violations. It also includes that there are no records of at-fault accidents, damages, and injuries. 
   
   
4. Install a device for anti-theft or recovery 
   The motorcycle owner could have an anti-theft discount. It is when the motor vehicle has a device for anti-theft or recovery. An example of a recovery device is a GPS theft-recovery system. 
   
   
5. Member of a riding association
   When the motor vehicle owner is a member of a riding association, he or she may be eligible for a discount. Examples of riding associations are the American Motorcycle Association, BMW Motorcycle Owners of America, Harley Owners Group, and the Motorcycle Safety Foundation. There are privileges in an association and could save from paying high insurance premiums after being qualified for a discount.

Conclusion
The highlight is that motorcycle insurance is financial protection. It does safeguard not only the motor vehicle but also the owner. Consequently, the motor insurance policy is good when it covers damages or losses due to theft, natural disasters, and the like. Thus, purchase from a trustworthy insurance carrier who could assure adequate coverage. 

At Kapasu Insurance Services Inc., we do our best to ensure that our clients are well-protected with affordable and comprehensive policies. We make sure to go the extra mile to help you with your needs. To learn more about how we can help you, please contact our agency at (760) 995-3853 or Click Here to request a free quote.