Kapasu Insurance Services Inc.
  • Home
  • Quotes
    • Auto Quotes >
      • Auto Insurance Quote
      • ATV Insurance Quote
      • Boat Insurance Quote
      • Classic Car Insurance Quote
      • Roadside Assistance Quote
      • Motorcycle Quote
      • RV Insurance Quote
    • Property Quotes >
      • Home Insurance Quote
      • Earthquake Insurance Quote
      • Flood Insurance Quote
      • Landlords Insurance Quote
      • Renters Insurance Quote
    • Business Quotes >
      • Commercial Insurance Quote
      • Business Owners Package (BOP) Insurance Quote
      • Insurance Bond Quote
      • Truckers Insurance Quote
      • Umbrella Insurance Quote
      • Workers Compensation Quote
    • Other Quotes >
      • Cannabis Insurance Quote
      • Critical Illness Insurance Quote
      • Disability Insurance Quote
      • Drone Insurance Quote
      • Event Insurance Quote
      • Travel Insurance Quote
      • Wedding Insurance Quote
  • Service
    • Report a Claim
    • Policy Review
    • Make a Payment
    • Update Contact Info
    • Policy Changes
    • Proof of Insurance
    • Online Documents
  • Insurance
    • Vehicles >
      • Auto Insurance
      • ATV Insurance
      • Boat Insurance
      • Classic Car Insurance
      • Motorcycle Insurance
      • Roadside Assistance
      • RV Insurance
    • Property >
      • Home Insurance
      • Earthquake Insurance
      • Flood Insurance
      • Landlords Insurance
      • Renters Insurance
    • Business >
      • Commercial Insurance
      • Business Owners Package (BOP) Insurance
      • Insurance Bonds
      • Truckers Insurance
      • Umbrella Insurance
      • Workers Compensation
    • Other >
      • Cannabis Insurance
      • Critical Illness Insurance
      • Disability Insurance
      • Drone Insurance
      • Event Insurance
      • Travel Insurance
      • Wedding Insurance
  • About
    • Staff Directory
    • Client Testimonials
    • Refer a Friend
    • Insurance Carriers
    • Agency Photo Gallery
    • Accessibility Statement
    • Blog
    • News
  • Contact
  • Home
  • Quotes
    • Auto Quotes >
      • Auto Insurance Quote
      • ATV Insurance Quote
      • Boat Insurance Quote
      • Classic Car Insurance Quote
      • Roadside Assistance Quote
      • Motorcycle Quote
      • RV Insurance Quote
    • Property Quotes >
      • Home Insurance Quote
      • Earthquake Insurance Quote
      • Flood Insurance Quote
      • Landlords Insurance Quote
      • Renters Insurance Quote
    • Business Quotes >
      • Commercial Insurance Quote
      • Business Owners Package (BOP) Insurance Quote
      • Insurance Bond Quote
      • Truckers Insurance Quote
      • Umbrella Insurance Quote
      • Workers Compensation Quote
    • Other Quotes >
      • Cannabis Insurance Quote
      • Critical Illness Insurance Quote
      • Disability Insurance Quote
      • Drone Insurance Quote
      • Event Insurance Quote
      • Travel Insurance Quote
      • Wedding Insurance Quote
  • Service
    • Report a Claim
    • Policy Review
    • Make a Payment
    • Update Contact Info
    • Policy Changes
    • Proof of Insurance
    • Online Documents
  • Insurance
    • Vehicles >
      • Auto Insurance
      • ATV Insurance
      • Boat Insurance
      • Classic Car Insurance
      • Motorcycle Insurance
      • Roadside Assistance
      • RV Insurance
    • Property >
      • Home Insurance
      • Earthquake Insurance
      • Flood Insurance
      • Landlords Insurance
      • Renters Insurance
    • Business >
      • Commercial Insurance
      • Business Owners Package (BOP) Insurance
      • Insurance Bonds
      • Truckers Insurance
      • Umbrella Insurance
      • Workers Compensation
    • Other >
      • Cannabis Insurance
      • Critical Illness Insurance
      • Disability Insurance
      • Drone Insurance
      • Event Insurance
      • Travel Insurance
      • Wedding Insurance
  • About
    • Staff Directory
    • Client Testimonials
    • Refer a Friend
    • Insurance Carriers
    • Agency Photo Gallery
    • Accessibility Statement
    • Blog
    • News
  • Contact

Kapasu Insurance Services Inc. Blog

Basics of Getting Cheap Auto Insurance for Seniors

1/6/2021

0 Comments

 
Picture
Auto Insurance for seniors is more costly. The elderly, as a group, are more accident-prone than their younger peers. Age-related health changes, like hearing or vision, slower reflexes, and medications are more often seen in seniors. 
​
However, not all insurance companies charge higher rates at the same age. It is essential to shop around first and compare the rates. The rates may still depend on the internal statistics within the insurance company.
Three Tips in Getting Cheap Auto Insurance for Seniors
Auto insurance rates are likely to increase once the driver gets older. It is better to focus on getting the right auto insurance rates. Here are some tips to get cheaper auto insurance for seniors:
​
  1. Attend a driving class.
    Most states require drivers to take a class to polish their driving skills. Taking a class provides a discount for the driver. Some courses are offered in-person and some online. Make sure to check the insurance department to see which ones offer discounts.

  2. Protect the car from any harm.
    Having anti-theft devices has an advantage because it can score driver discounts. Other tools like alarms, disabling devices, and vehicle tracking could save the driver money. 

    It is not necessary to go high-tech to get a discount. Many insurance companies offer discounts by printing the Vehicle Identification Number onto the windshield.

  3. Drop any coverage that is no longer needed.
    Check the details of the policy. If the driver does not commute to work anymore, they might not need any more rental car coverage. If the car is not a brand-new model, contemplate if it makes sense to drop collision and comprehensive insurance coverage. 

    It is vital to check what the car is worth.

  4. Increase deductibles. 
    Seniors can reduce their premium by choosing a higher deductible. The deductible is the amount the insurer deducts from the cost of a claim. However, it does not apply to liability coverage. 

All of these are a must to ensure that the seniors' auto insurance rate is affordable. Always make sure to shop around first and compare multiple quotes. Auto insurance premiums vary by company, state, and neighborhood. 

As a senior, there may be coverage that was not an option before. Getting quotes from several insurers is the best way to find the cheapest auto insurance rate.

At Kapasu Insurance Services Inc, we do our best in making sure that our clients are well-protected with affordable and comprehensive policies. We make sure to go the extra mile to help you with your needs. To learn more about how we can help you, please contact our agency at (760) 995-3853 or Click Here to request a free quote.
0 Comments



Leave a Reply.

    Contact Us

    (760) 995-3853​
    13790 Bear Valley Rd
    Suite 9B
    Victorville, CA 92392
    Click Here to Email Us

    Archives

    October 2022
    September 2022
    August 2022
    July 2022
    June 2022
    May 2022
    April 2022
    March 2022
    February 2022
    January 2022
    December 2021
    November 2021
    October 2021
    September 2021
    August 2021
    July 2021
    June 2021
    May 2021
    April 2021
    March 2021
    February 2021
    January 2021
    December 2020
    November 2020
    October 2020
    September 2020
    August 2020
    July 2020
    June 2020
    May 2020
    April 2020
    March 2020
    February 2020
    January 2020
    June 2019

    Categories

    All
    Auto Insurance
    Business Owner's Package (BOP) Insurance
    Commercial Insurance
    FAQs
    Financial
    Flood Insurance
    Home Insurance
    Insurance
    Local
    Motorcycle Insurance
    Safety
    Workers Compensation

    RSS Feed

Navigation

Homepage
Insurance Quotes
Policy Service
Insurance Products
Contact Us
Agent Login

Connect With Us

Share This Page

Location

Kapasu Insurance Services Inc.​
13790 Bear Valley Rd
Suite 9B
Victorville, CA 92392
(760) 995-3853
Click Here to Email Us
Review Us
Old Town Victorville-Veteran's Memorial-Seventh St-Forrest Ave photo by Mlpearc | CC-BY-SA-3.0 | Website by InsuranceSplash