4 Things You May Not Know About Smart Home Insurance Discounts

​Smart devices are fast becoming a part of our daily lives. These are found in workplaces and especially in our homes. In 2019, around 34.8 million households in the U.S. were known as "smart homes," and it's expected that this number will keep growing through the years. Here are some things that you may not know about living in a smart home. 

You Can Get Special Home Insurance Discounts And Deals
From smart thermostats to smart lighting, these devices will improve home efficiency and safety. More and more homeowners are now using these devices AND enjoying special discounts on home insurance. One of the most common is special premium payments for homes equipped with smart home devices. For instance, American Family has up to a 5% discount off on your policy if you install smart devices. Terms vary depending on the company, so confirm this before you purchase any smart home device. 

Get Free Or Low-Cost Smart Home Installation
Check your home insurance company for deals on free or discounted installation. They may offer this for a specific kind of smart device or devices that may only be purchased directly from them. Take note that most of these deals expire, so don't overlook these offers. 

Different Smart Home Devices, Different Discount Offers
The size of the offer will depend on the kind of device that you already have or the type you want to purchase. Some of the smart devices that are covered with this kind of offer include wireless security systems, video doorbells, smart smoke detectors, thermostats, and water and gas shutoff sensors. 

Double-check from your security company and your city utility company to find out what they can offer. Some discounts and deals may only be available for particular service areas and included are specific requirements. Use your home insurance provider’s website to find out about this information.

Smart Home Discounts Worth Your Attention
If you think you’ll only be saving a few bucks when you install smart home devices, think again. Gas and electric companies may offer rebates for customers with smart thermostats. Even small discounts can make a huge difference when it comes to a household with a tight budget. 

Get to know more about smart home insurance discounts from your provider. Speak to a representative for updated information on smart home insurance deals.

At Kapasu Insurance Services Inc, we do our best in making sure that our clients are well-protected with affordable and comprehensive policies. We make sure to go the extra mile to help you with your needs. To learn more about how we can help you, please contact our agency at (760) 995-3853 or Click Here to request a free quote.